Storm Damage Repair
When the Storm Hits, We’re Here to Protect Your Home
When a storm hits and you do experience damage, Cornerstone Construction Service is here to help. We will promptly act to protect your home from additional damage caused by water intrusion. Our technicians will get there quickly and patch things up until the long-term fix is determined. We will work directly with your insurance company on your behalf to ensure a stress-free repair. So, when the next storm hits, don’t hesitate to call us for all your repair needs.
What Is Storm-Related Roof Damage?
Homeowners’ insurance typically covers storm damage, but the claims process can be complicated. You are allowed to choose your preferred contractor and not always one suggested by your insurance company. Cornerstone will work on your behalf with the insurance company to make sure your interests are protected. Filing a storm damage claim is often a multi-step process that requires patience and attention to detail.
The first step is to contact your insurance agent or company as soon as possible after the damage has occurred. Your insurer will likely send an adjuster to inspect the damage and determine the extent of coverage. Cornerstone can be on hand during that inspection to guide the process.
Once the adjuster has reviewed the damage, they will give you an estimate of the cost to repair or replace the damaged property. If everyone agrees with the estimate, your insurance company will issue a check for the repairs. If Cornerstone identifies missing items we will request a supplement on your behalf.
Storm Damage Checklist
A storm can leave your home or business in disrepair. That’s why it’s important to have a checklist of what needs to be done to get your property back in tip-top shape. Here is a storm damage repair checklist to help you get started.
- Inspect the property for any visible damage
- Take pictures of the damage for insurance purposes
- Make a list of all the damaged items and estimate the cost of repairs
- Contact your insurance company to file a claim
- Find a reputable contractor who specializes in storm damage repair
- Get an estimate from the contractor and compare it to your insurance estimate
- Make sure the contractor is licensed and insured
- Sign a contract with the contractor and get started on repairs
- Inspect the work as it’s being done to ensure it meets your standards
Storm Damage Insurance Claims Process
Homeowners’ insurance typically covers storm damage, but the claims process can be complicated. Filing a storm damage claim is often a multi-step process that requires patience and attention to detail.
The first step is to contact your insurance agent or company as soon as possible after the damage has occurred. Your insurer will likely send an adjuster to inspect the damage and determine the extent of coverage.
You will need to provide a detailed list of damages, including photos or video if possible. The adjuster will likely ask you questions about the damage and how it occurred.
Once the adjuster has reviewed the damage, they will give you an estimate of the cost to repair or replace the damaged property. If you agree with the estimate, your insurance company will issue a check for the repairs.
FAQs On Storm Damage Repair
Make sure your gutters and downspouts are clean and clear. This will help ensure that water can properly drain away from your home.
Trim trees and shrubs around your home so that they can’t damage your windows or roof in a high wind.
Keep an eye on the weather forecast and be prepared to act if a severe storm is heading your way. If you do experience storm damage, be sure to call a reputable contractor to repair any damage as soon as possible.
Absolutely! Getting multiple estimates is always a good idea when you’re hiring a contractor for any type of repair or construction work. That way, you can compare bids and get a sense of what the going rate is for the job you need to be done.
The most common causes of storm damage are high winds, heavy rain, and hailstorms. When these forces combine, they can often overwhelm even the best-built homes and cause serious damage. Contractors who specialize in repairing storm damage can help you assess the damage to your home and make the necessary repairs to get it back in shape.
There are a few common myths about storm damage repair that seems to circulate regularly. Here are a few of the most common ones:
- That you must use a contractor that is recommended by your insurance company – this is simply not true. You have rights as a homeowner to choose whichever contractor you wish to work with, and your insurance company cannot force you to use a certain company.
- That repairs must be made immediately after the storm – While it is true that some repairs may need to be made urgently, this is not always the case. In many instances, you may have some time to wait for quotes and choose the best option for your needs.
- That all damage caused by a storm is covered by insurance – Unfortunately, this is not always the case. Every insurance policy is different, and you will need to check with your provider to see what is included in your coverage.
The cost of repairing storm damage can vary significantly depending on the extent of the damage, the materials needed, and the contractor you choose. For example, a small roof repair may cost as little as a few hundred dollars, while a major reconstruction project could cost tens of thousands of dollars.
Make an Appointment With Cornerstone Construction Services
Cornerstone Construction Services, Inc. is a family-owned and operated business that has been serving the Knoxville area for over 20 years. We take pride in our work and are committed to providing our clients with the highest quality construction services available. We specialize in custom home building, remodeling, and additions, and our team of experienced professionals will work closely with you to ensure that your project is completed to your exact specifications. We understand that your home is one of your most important investments, and we will do everything we can to ensure that you are completely satisfied with the finished product.
We provide top-notch residential and commercial roofing, as well as general contracting services. Our team is highly experienced and qualified to handle any project, big or small. Be sure to check out our portfolio to see some of our past work, and don’t hesitate to contact us if you have any questions or would like a free estimate.